Payday Loans
The truth is that Payday Loans are a viable alternative to expensive instalment loans. Why pay interest on loans over 6 months, when you only need the money for 30 days.
Payday Loans
Cheque Centre is back
Need cash? Borrow £100 – £2,750
The brand you can trust is back in lending. Apply online and get an instant decision.
- ✓ First-time customers can apply for the full £2,750
- ✓ Instant online decision
- ✓ No upfront fees, ever
49%Representative APR
Representative example: £1,500.00 borrowed for 12 months. Monthly repayment is £154.12, total repayable is £1,849.47. Total cost of credit £349.47. Representative 49% APR. Credit broker not a lender. All loans are subject to status and only available to UK residents over the age of 18. Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk
Our promises to you
No Upfront Fees Ever
We will never ask for a prepayment of any type
No Spam Promise
Applying with us will not lead to endless marketing
No Marketing
We will never contact you with marketing material or new offers
Our products
Instant Online Loans
Before 2018, we couldn't give you an instant online decision, now we can. Loans used to be capped at £1000, now you can apply for loans up to £2750.
Instalment Loans
Borrow higher amounts than Payday Loans. You can apply for up to £2,750, even on your first loan, and pay it back over a minimum of 3 months, maximum 18.
12 Month LoanSubprime Mortgages
Get your foot back on the property ladder with the Cheque Centre. Self Cert Mortgages may be a thing of the past, but subprime is alive and well. 85% LTV mortgages available.
MortgagesCheque Centre Credit Card
Standby for launch day of our new Cheque Centre Credit Card. Designed for those with past credit problems. £1500 credit limits available.
Register interest
How it works
Three simple steps
Apply online from your phone or computer, any time.
Apply online
Tell us how much you need and complete our short application form.
Get a decision
We'll give you an instant online decision on your application.
Receive your money
If you're accepted, your lender will send the funds to your bank account.
Assisting Those With Poor Credit
Just because you have been declined in other places, it doesn't mean that you will be declined here too.
Apply Today- ✓ Got an income?
- ✓ Living in the UK more than 6 months?
- ✓ Over 18 years old?
Our return
One of the most trusted brands in lending
Our brand was once the biggest high street lender in the UK, with over 200 branches across the country. We want to send a special thank you to everyone who previously used the brand, and welcome them back.
1m+
Trusted by 1m
Serving over 1m customers since the brand started operating in 1996
£500m
Lending since 1996
The brand has been involved in over £500 million in lending since it started
Local
Returning branches
It's our aim to restore a high street branch network across the UK
Fast
Complaints procedure
We've streamlined our complaints procedure and improved our customer services